Fintech

A clearer relationship with money. Consumer lending, personal finance and payments, with the responsibility those fields demand.

Finance, from lending to daily decisions

Avoloan refinances credit-card debt into a single fixed-rate loan for the US market: a regulated consumer-lending product with credit-bureau pre-qualification, identity verification, e-signature, servicing and consent and disclosure workflows.

Olbey answers a practical question: what can I spend today? Read-only access to bank accounts supports a daily safe-to-spend figure, a view of financial health and plain-language explanations. Transaction classification, recurring-charge detection and cash-flow forecasting help people understand what lies ahead. Uploaded statements extend the same experience to banks without a direct connection.

What we bring to partner work

Bank-data aggregation and statement parsing when aggregation is not available
Credit scoring and decisioning pipelines with auditable inputs
Subscription and payment operations across app stores, card networks and regional providers, reconciled in one ledger
Consent, e-signature, TCPA and privacy notices integrated into the product experience
Anomaly flags, recurring-charge detection and dispute workflows on transaction streams